There are series of questions that the insurance company tends to ask from the claimant that enables the insurance company to lower the amount of compensation.
Given below are three questions, you should think hard before answering them:
- How could this accident avoided by you?
This question presumes that you were bit responsible for the auto accident. The amount of compensation you get as a result of motor accident depends on your fault as well. The higher your fault, the lesser money you will get from your accident claims. If the insurance company asks this question from you, you can simply answer that “the other driver crashed me; I could not have avoided this accident.”
- Were there any injuries on your body prior to the accident?
Insurance companies’ wants to know about your previous injuries in order to present your current injuries as the injuries related to some past incidents. In this way, the insurance company would not have to pay for your injuries. When asked about this question, you can answer that “I will discuss my injuries only after speaking to my doctor, not before that.”
- Tell us the name and contact information of any witnesses.
Car insurance adjusters contact the witnesses independently and by asking some confusing questions, raised doubts in the mind of the witnesses. As a result, many witnesses step back. When asked about such question, you can tell them that “there may be a witness but I would first collect all the information and evidence related to the accident.”
If you are in Ireland, you can also contact injuries compensation claim solicitor firm to help you in obtaining compensation for car accident claims, medical negligence Ireland, personal injuries Ireland etc.